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TheRealWags
Megatron
Joined: December 31st, 2004, 9:55 am Posts: 12534
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regularjoe12 wrote: well to be honest I wouldn't be moving into my new house in sept if it wasn't for the federal RD program....so....
I realize that this has NOTHING to do with healthcare...I just wanted to add my 2 cents
RD? Research and Developement??? What is the RD program?
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Quote: Detroit vs. Everybody Clowns to the left of me, Jokers to the right....
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July 31st, 2009, 3:34 pm |
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regularjoe12
Def. Coordinator – Teryl Austin
Joined: March 30th, 2006, 12:48 am Posts: 4212 Location: Davison Mi
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Rural Develpment. The feds eat up the closing costs and down payment. fior a middle class single guy it's DAMN hard to come up with the 5-7 grand that it takes to actually purchase the house. hell closing costs alone are 2k. Add in security dep, down payment, inspector, apraisor...thenconsider that houses no longer come with a fridge @ stove even..( the repo company even yanked the water softener for the well water!!!!)
without RD I would still be saving up for my own home....for another 5-10 years!
_________________ 2013 Lionbacker Fantasy Football Champion
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July 31st, 2009, 5:21 pm |
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steensn
RIP Killer
Joined: June 26th, 2006, 1:03 pm Posts: 13429
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regularjoe12 wrote: Rural Develpment. The feds eat up the closing costs and down payment. fior a middle class single guy it's DAMN hard to come up with the 5-7 grand that it takes to actually purchase the house. hell closing costs alone are 2k. Add in security dep, down payment, inspector, apraisor...thenconsider that houses no longer come with a fridge @ stove even..( the repo company even yanked the water softener for the well water!!!!)
without RD I would still be saving up for my own home....for another 5-10 years!
Should have bought my house you turd... 
_________________ regularjoe12 - "You are crackin me up! really! HILARIOUS um let me quote some intellgent people in this coneversation: Steensn:"
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July 31st, 2009, 5:30 pm |
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regularjoe12
Def. Coordinator – Teryl Austin
Joined: March 30th, 2006, 12:48 am Posts: 4212 Location: Davison Mi
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i got a 3 bedroom w/ double garage with a really nice yard for about 45k in a pretty decent suberb OUTSIDE of Flint.....you know dang well you were asking for way more $$ !
sorry man had to take advantage of the repos in my neoghborhood.
EDIT: If it makes you feel better I did read your old post..and looked at the house online...it 's a nice place
_________________ 2013 Lionbacker Fantasy Football Champion
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July 31st, 2009, 5:35 pm |
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steensn
RIP Killer
Joined: June 26th, 2006, 1:03 pm Posts: 13429
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It doesn't... cuz I still have that dang house... thanks for looking though!
_________________ regularjoe12 - "You are crackin me up! really! HILARIOUS um let me quote some intellgent people in this coneversation: Steensn:"
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July 31st, 2009, 5:46 pm |
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TNLionsFanatic
NFL Team Captain
Joined: October 15th, 2005, 6:07 pm Posts: 1589 Location: Watching Football
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Quote: Much like an auto policy they only raise your rate when you CHOOSE to make a claim. If your car gets stolen your rates don't increase... but if your car gets stolen and you make a claim your rates go up. Its the same thing in every insurance contract. Is it right that he didn't do anything wrong and he got punished? No, but it's also not right that the person that had their car stolen didn't do anything wrong either... The system isn't perfect, but it is about as good as it can get....
See this is exactly the problem! Imagine going to Vegas and sitting down at the Black Jack table and telling the dealer that you are only going to bet when you get 21. The insurance companies in the beginning where expected to take a certain amount of risk, that risk was because the odds were stacked in their favor, today they are not willing to take any risk so to speak.
The whole health care system is out of control. I realize it's a business, but it's also peoples lives that we are talking about.
_________________ Lions Fan since King Kong was a Spider Monkey!
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August 1st, 2009, 12:10 am |
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WarEr4Christ
QB Coach - Brian Callahan
Joined: October 26th, 2005, 11:48 pm Posts: 3056 Location: Elkhart, In.
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Y'all really gotta check out this link. It isn't a dumb rant on healthcare, it's quite well done, and could probably answer quite a few questions. I hope you enjoy it. It's not very long about 3 or 4 minutes
http://www.youtube.com/watch?v=BqMKK8Ao ... r_embedded
check out the sequel at letfreedomring.org
_________________ Acts 4:13, 1 Cor. 2:1-5, Rom. 12:1-2
Last edited by WarEr4Christ on August 2nd, 2009, 4:56 pm, edited 2 times in total.
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August 2nd, 2009, 10:38 am |
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TheRealWags
Megatron
Joined: December 31st, 2004, 9:55 am Posts: 12534
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regularjoe12 wrote: Rural Develpment. The feds eat up the closing costs and down payment. fior a middle class single guy it's DAMN hard to come up with the 5-7 grand that it takes to actually purchase the house. hell closing costs alone are 2k. Add in security dep, down payment, inspector, apraisor...thenconsider that houses no longer come with a fridge @ stove even..( the repo company even yanked the water softener for the well water!!!!)
without RD I would still be saving up for my own home....for another 5-10 years!
Gotcha! Thanks for the info & Good luck!
_________________
Quote: Detroit vs. Everybody Clowns to the left of me, Jokers to the right....
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August 2nd, 2009, 12:14 pm |
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wjb21ndtown
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steensn wrote: TheRealWags wrote: After all, what have they done lately to prove that we should trust them with anything??? THE CAR CLUNKER PROGRAM!!! DUH!!!
If that program isn't a great example as to how the govt. effs up everything they get their hands on, I don't know what is.
The plan is simple... turn in your old gas guzzler for a newer, more efficient vehicle, and they give you an incentive...
Now... look at their execution... The list has been modified a number of times. Certain vehicles are excluded for virtually no reason, others are inexplicably included, "large trucks" do not qualify (wouldn't you think that those would be the kind they want to get off of the road???), and the list of vehicles that you can acutally BUY with the credit is completely garbage.
One thing about govt. is certain...
No matter how bad things are, government can always make it worse.
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August 2nd, 2009, 11:10 pm |
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Blueskies
QB Coach - Brian Callahan
Joined: September 13th, 2007, 12:43 pm Posts: 3121
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wjb21ndtown wrote: steensn wrote: TheRealWags wrote: After all, what have they done lately to prove that we should trust them with anything??? THE CAR CLUNKER PROGRAM!!! DUH!!! If that program isn't a great example as to how the govt. effs up everything they get their hands on, I don't know what is. The plan is simple... turn in your old gas guzzler for a newer, more efficient vehicle, and they give you an incentive... Now... look at their execution... The list has been modified a number of times. Certain vehicles are excluded for virtually no reason, others are inexplicably included, "large trucks" do not qualify (wouldn't you think that those would be the kind they want to get off of the road???), and the list of vehicles that you can acutally BUY with the credit is completely garbage. One thing about govt. is certain... No matter how bad things are, government can always make it worse.
The whole plan is 100% retarded. If anyone thinks its a good idea, they don't have the faintest grasp of economics.
You're taking running, paid-for, cheap to insure cars and literally throwing them in the garbage (or recycling them and sending the scrap to China, whichever you prefer). Since most of the cars traded in (all?) aren't worth the $4500, you're creating inflation by injecting money into the economy by overpaying for goods. You're wiping out an entire generation of cars that have a viable purpose. When I turned 16, I bought a "clunker" for $500. What are the 16 year olds of the world supposed to buy if all the old cars have been scrapped?
If you still think it makes economic sense, let me ask you this: would you support a program that paid people money to burn down their old homes if they paid a builder to build a new one? Because that's essentially what this program is, except with cars. You can NEVER create wealth by destroying wealth. It's impossible.
The "benefit" of this program is that it replaces fuel inefficient vehicles with efficient ones. But does it really out weigh the negatives? Most of the clunkers, by definition, are probably 2-5 years away from the garbage dump. So tell me, do you think the economic negatives of this program are outweighed by an extra 10 mpg for 2-5 years? I don't.
Its a subsidy for the car makers at the expense of everyone else. That's all it is.
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August 3rd, 2009, 2:18 am |
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steensn
RIP Killer
Joined: June 26th, 2006, 1:03 pm Posts: 13429
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_________________ regularjoe12 - "You are crackin me up! really! HILARIOUS um let me quote some intellgent people in this coneversation: Steensn:"
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August 3rd, 2009, 10:22 am |
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TheRealWags
Megatron
Joined: December 31st, 2004, 9:55 am Posts: 12534
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It's all well and good steensn that that's what they're saying; however as I mentioned above, WHY should we trust them to actually do this??? What have they (anyone in DC) done lately to earn our trust???
I"m still waiting for an answer.....
_________________
Quote: Detroit vs. Everybody Clowns to the left of me, Jokers to the right....
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August 3rd, 2009, 10:33 am |
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steensn
RIP Killer
Joined: June 26th, 2006, 1:03 pm Posts: 13429
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TheRealWags wrote: It's all well and good steensn that that's what they're saying; however as I mentioned above, WHY should we trust them to actually do this??? What have they (anyone in DC) done lately to earn our trust???
I"m still waiting for an answer.....
They've given us no good reason why they should be trusted. But they are the only way get anything done, so we don't have a choice.
_________________ regularjoe12 - "You are crackin me up! really! HILARIOUS um let me quote some intellgent people in this coneversation: Steensn:"
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August 3rd, 2009, 10:45 am |
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TheRealWags
Megatron
Joined: December 31st, 2004, 9:55 am Posts: 12534
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steensn wrote: TheRealWags wrote: It's all well and good steensn that that's what they're saying; however as I mentioned above, WHY should we trust them to actually do this??? What have they (anyone in DC) done lately to earn our trust???
I"m still waiting for an answer..... They've given us no good reason why they should be trusted. But they are the only way get anything done, so we don't have a choice.
We always have a choice, it is our govt, right? Just because this is something we should/need to do, doesn't mean this group of jokers are the ones do it. It could wait until after the next election cycle. I'm not someone that agrees to something if it's not going to be implemented correctly. I'm not one of the, "We have to do something even if it isn't done right or the right thing" crowd. I'm more of the, "If we're going to do something, do it right" crowd.
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Quote: Detroit vs. Everybody Clowns to the left of me, Jokers to the right....
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August 3rd, 2009, 11:45 am |
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steensn
RIP Killer
Joined: June 26th, 2006, 1:03 pm Posts: 13429
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I agree, but it won't be any better next elections cycle... or the one after that... or the one after that. I don't like this bill, but something has to be done. I'm not saying I want this bill to pass to be the something.
_________________ regularjoe12 - "You are crackin me up! really! HILARIOUS um let me quote some intellgent people in this coneversation: Steensn:"
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August 3rd, 2009, 11:47 am |
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